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Sell
48
UPST Quote, Financials, Valuation and Earnings
Last price:
$68.48
Seasonality move
:
33.95%
Day range:
$67.49 - $69.48
52-week range:
$20.60 - $88.95
Dividend yield:
0%
P/E ratio:
--
P/S ratio:
10.89x
P/B ratio:
10.49x
Volume:
2.1M
Avg. volume:
7M
1-year change:
55.14%
Market cap:
$6.3B
Revenue:
$508.1M
EPS (TTM):
-$1.93
Analysts' Opinion
-
Consensus RatingUpstart Holdings has received a consensus rating of Hold. The company's average rating is a Hold based on 1 Buy rating, 8 Hold ratings, and 4 Sell ratings.
-
Price Target DownsideAccording to analysts' consensus price target of $22.50, Upstart Holdings has an estimated downside of -10.23% from its current price of $68.51.
-
Price Target UpsideAccording to analysts, the highest upside price target is $35.00 representing -100% upside increase from its current price of $68.51.
Fair Value
-
According to the consensus of 13 analysts, Upstart Holdings has -10.23% downside to fair value with a price target of $22.50 per share.
UPST vs. S&P 500
-
Over the past 5 trading days, Upstart Holdings has underperformed the S&P 500 by -19.81% suggesting its relative strength compared to the major market average is weak at this time.
Share Buyback
-
Upstart Holdings does not have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Upstart Holdings has grown year-over-year revenues for 1 quarter straight. In the most recent quarter Upstart Holdings reported revenues of $162.1M.
Earnings Growth
-
Upstart Holdings has grown year-over-year earnings for 3 quarters straight. In the most recent quarter Upstart Holdings reported earnings per share of -$0.07.
Enterprise value:
6.7B
EV / Invested capital:
4.51x
Price / LTM sales:
10.89x
EV / EBIT:
--
EV / Revenue:
12.10x
PEG ratio (5yr expected):
--
EV / Free cash flow:
70.66x
Price / Operating cash flow:
63.55x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
-8.78%
Net Income Margin (TTM):
-30.45%
Return On Equity:
-27.32%
Return On Invested Capital:
-10.61%
Operating Margin:
--
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2023-09-30 | 2024-09-30 | |
| Income Statement | ||||||
| Revenue | $998.4M | $515.5M | $552.4M | $134.6M | $162.1M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | -- | -- | -- | -- | -- | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | -$0.10 | -$3.07 | -$1.93 | -$0.48 | -$0.07 | |
| Period Ending | 2020-09-30 | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $95.3M | $1.1B | $769.7M | $600.1M | $559.8M | |
| Total Assets | $309.8M | $1.6B | $1.9B | $2B | $1.8B | |
| Current Liabilities | $136M | $151.5M | $424.3M | $604.6M | $420.5M | |
| Total Liabilities | $357.1M | $887M | $1.2B | $1.4B | $1.2B | |
| Total Equity | -$47.3M | $719.1M | $718.6M | $640.8M | $595.5M | |
| Total Debt | $100.6M | $649.2M | $918.9M | $1B | $887.4M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2023-09-30 | 2024-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | -$432.9M | -$219M | $102.9M | -$107.7M | $179.3M | |
| Cash From Investing | -$48.8M | -$173.7M | -$189.7M | -$24.2M | -$46.2M | |
| Cash From Financing | $139.9M | $177.8M | $127.6M | $237.1M | -$38M | |
| Free Cash Flow | -$456.6M | -$234.4M | $94.6M | -$110.7M | $176.8M | |
UPST
Sector
Market Cap
$6.3B
$700.3M
Price % of 52-Week High
77.02%
88.31%
Dividend Yield
0%
2.2%
Shareholder Yield
--
3.87%
1-Year Price Total Return
55.14%
7.75%
Beta (5-Year)
--
0.737
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years
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Technicals
8-day SMA
Sell
Level
$74.60
200-day SMA
Buy
Level
$38.53
Bollinger Bands (100)
Buy
Level
35.91 - 68.59
Chaikin Money Flow
Sell
Level
-106.2M
20-day SMA
Sell
Level
$75.19
Relative Strength Index (RSI14)
Sell
Level
45.80
ADX Line
Sell
Level
25.57
Williams %R
Buy
Level
-87.3504
50-day SMA
Buy
Level
$65.93
MACD (12, 26)
Buy
Level
1.07
25-day Aroon Oscillator
Sell
Level
-20
On Balance Volume
Sell
Level
-19.4M
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (1.1348)
Sell
CA Score
(Annual)
Level (-1.6094)
--
Beneish M-Score
(Annual)
Level (--)
Buy
Momentum Score
Level (10)
Sell
Ohlson Score
Level (2.0387)
--
Piotroski F Score
(Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Sell
Fundamental Score
Level (5)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.
Stock Forecast FAQ
In the current month, UPST has received 1 Buy ratings 8 Hold ratings, and 4 Sell ratings. The UPST average analyst price target in the past 3 months is $22.50.
-
Where Will Upstart Holdings Stock Be In 1 Year?
According to analysts, the consensus estimate is that Upstart Holdings share price will drop to $22.50 per share over the next 12 months.
-
What Do Analysts Say About Upstart Holdings?
Analysts are divided on their view about Upstart Holdings share price and where it will be in the next 12 months. The majority of analysts rate the stock a Sell. However, a smaller subset of analysts suggest that Upstart Holdings is a Buy and believe this share price will rise from its current level to $35.00.
-
What Is Upstart Holdings's Price Target?
The price target for Upstart Holdings over the next 1-year time period is forecast to be $22.50 according to 13 Wall Street analysts, 1 of them rates the stock a Buy, 4 rate the stock a Sell, and 8 analysts rate the stock a Hold.
-
Is UPST A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Upstart Holdings is a Hold. 8 of 13 analysts rate the stock a Hold at this time.
-
How Can I Buy Shares Of UPST?
You can purchase shares of Upstart Holdings via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Upstart Holdings shares.
-
What Is The Upstart Holdings Share Price Today?
Upstart Holdings was last trading at $68.48 per share. This represents the most recent stock quote for Upstart Holdings. Yesterday, Upstart Holdings closed at $68.51 per share.
-
How To Buy Upstart Holdings Stock Online?
In order to purchase Upstart Holdings stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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